Eligible adult Singaporeans will receive a cash payment of up to S$900 in December 2025 as part of the government’s Assurance Package. This AP Payout is designed to provide continued support for households, helping to cushion the impact of the rising cost of living and the Goods and Services Tax (GST) rate.
Singaporeans to Receive S$900 Cash in 2025
| Key Fact | Detail/Information |
| Maximum Payout | S$900 |
| Eligibility Age | Singaporeans aged 21 and above in 2025. Government of Singapore |
| Payout Date | December 2025 |
| Primary Criteria | Assessable Income for YA2024 and property ownership |
Determining Your Eligibility for the AP Payout
The cash amount Singaporeans will receive depends on two main factors: their Assessable Income (AI) for the Year of Assessment 2024 and the number of properties they own. The Ministry of Finance (MOF) has structured the payout in tiers to direct more support to lower- and middle-income households.
To qualify for any amount, an individual must be a Singapore citizen aged 21 or older in 2025.
Payout Tiers
Based on the structure from previous disbursements, the expected tiers are as follows, pending final confirmation in the 2025 Budget:
- Up to S$900: For citizens with an Assessable Income of S$34,000 or less who do not own more than one property.
- Up to S$500: For citizens with an Assessable Income between S34,001andS100,000 who do not own more than one property.
- Up to S$300: For citizens with an Assessable Income above S$100,000 or those who own more than one property.
These figures reflect enhancements to the Assurance Package announced by the government to provide ongoing relief. Officials have stated that final, specific details for the December 2025 disbursement will be confirmed closer to the date.
How the Payment Will Be Disbursed
The payment process is automated for all eligible citizens, and no application is necessary. The Singapore government support framework leverages digital banking to ensure efficiency and security.
The primary method of disbursement will be through PayNow. Citizens who have linked their NRIC/FIN to a PayNow account with a participating bank will receive the payment directly into their bank account. The MOF encourages all eligible individuals to link their NRIC to PayNow by November 2025 to ensure timely receipt of the funds.
For those without a linked PayNow-NRIC account, the payment will be credited directly to the bank account registered with the Inland Revenue Authority of Singapore (IRAS). Those who do not have either will be able to withdraw the payment using GovCash, which allows withdrawals at OCBC ATMs island-wide.
Context: The Assurance Package and Economic Pressures
The Assurance Package was first introduced in 2020 to offset the costs associated with the planned GST increase, which rose to 9% on 1 January 2024. The government has progressively enhanced the package to address global inflation and heightened concerns over the cost of living.
“The government is committed to supporting Singaporeans through the current period of higher inflation,” a spokesperson for the Ministry of Finance previously stated. The cash payouts are a core component of a broader suite of measures, which also includes Community Development Council (CDC) Vouchers, U-Save rebates for utilities, and MediSave top-ups for seniors and children.
This multi-pronged approach aims to provide comprehensive Singapore government support, ensuring that assistance reaches various segments of the population, particularly the most vulnerable households. Economic analysts note that these fiscal transfers are a key tool for the government in managing social and economic stability amidst global uncertainty.
The government has indicated it will continue to monitor the economic situation and is prepared to adjust its support measures if necessary. The details of the 2025 package will be formally finalised during the presentation of the 2025 national budget.
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FAQs
1. When exactly will I receive the 2025 AP Payout?
The Ministry of Finance has stated the payout will be disbursed in December 2025. A specific date will be announced later in the year.
2. How can I check my eligibility?
Eligible citizens will receive a notification via their Singpass app. You will also be able to check your eligibility status on the official Assurance Package website (go.gov.sg/assurancepackage) once details are finalised for the 2025 cycle, typically in the latter half of the year.
3. Do I need to apply to receive the money?
No, you do not need to apply. The payout is disbursed automatically to all eligible Singapore citizens.
4. What should I do if I don’t have a PayNow-NRIC linked account?
If you do not have PayNow linked to your NRIC, the payment will be credited to the bank account you used for your most recent tax filing with IRAS. If you have neither, you can use the GovCash service to withdraw the funds at an OCBC ATM.
