If you live in Canada or support a family there, you’ve probably heard about the new cheques and government benefit payments arriving this August and September 2025. These payments are designed to help Canadians with everyday expenses like child care, housing, retirement, and support for people with disabilities. But what exactly are these payments? Who qualifies for them? And when will the money actually arrive? This comprehensive guide breaks it all down so you can plan ahead and ensure you don’t miss out on any benefits you’re entitled to.
Canada offers many government benefit programs each year, and for August and September 2025, there are several important payments scheduled. Not only do these payments provide financial relief amid rising living costs, but many also saw increases in July 2025 to better help families, seniors, and individuals facing economic challenges.
New Cheques Are Coming in August and September Across Canada
| Benefit Program | August 2025 Payment Date | September 2025 Payment Date | Eligibility Summary |
|---|---|---|---|
| Canada Child Benefit (CCB) | August 20, 2025 | September 19, 2025 | Families with children under 18, income-based payments |
| Canada Pension Plan (CPP) | August 29, 2025 | September 25, 2025 | Retirees, disabled contributors, survivors of contributors |
| Ontario Disability Support Program (ODSP) | August 15, 2025 | September 15, 2025 | Ontario residents with verified disabilities and low income |
| Old Age Security (OAS) | August 27, 2025 | September 26, 2025 | Seniors aged 65+ with 10+ years residence in Canada |
| Guaranteed Income Supplement (GIS) | Various dates | Various dates | Low-income seniors receiving OAS |
The new cheques and government benefit payments arriving in August and September 2025 across Canada reflect the government’s ongoing commitment to supporting families, seniors, and vulnerable Canadians amid rising living costs. By understanding the benefit types, payment dates, and eligibility requirements, you can ensure you’re on the list and maximize the support you receive. Whether you need help with raising children, managing retirement, or living with a disability, these payments provide vital financial relief. Keep your information updated, file taxes on time, and mark your calendar with payment dates to stay informed and prepared.
Understanding the New Benefit Cheques Coming in August and September 2025
Canada’s government provides many different types of benefits aiming to assist diverse groups — from children and families to seniors and people with disabilities. These payments are critical for many households, especially with inflation pushing up costs for groceries, rent, and other essentials.
1. Canada Child Benefit (CCB) — Supporting Families with Children
The Canada Child Benefit is a monthly, tax-free payment to eligible families to help with the cost of raising children under age 18. Starting July 2025, the amounts went up significantly due to inflation adjustments — up to $7,997 per year for children under 6, and up to $6,748 per year for children aged 6 to 17.
- Who Qualifies? Canadian citizens, permanent residents, or eligible temporary residents who are the primary caregivers of children under 18, and who meet income thresholds.
- Why It Matters: Helps pay for food, clothing, school supplies, and other essentials to support child development.
- Payment Dates: August 20 and September 19, 2025.
2. Canada Pension Plan (CPP) — Retirement and Disability Support
CPP offers financial support for Canadians who have contributed through their working years, including retirement pensions, disability benefits, and survivor benefits.
- Who Qualifies? Workers who have paid into the plan and their survivors or dependents.
- Why It Matters: Provides a steady income for seniors and those unable to work due to disability or loss of provider.
- Payment Dates: August 29 and September 25, 2025.
3. Ontario Disability Support Program (ODSP) — Supporting People with Disabilities
ODSP provides income and medical benefits to Ontario residents with disabilities who need financial support.
- Who Qualifies? People with a verified disability and limited income or assets.
- Why It Matters: Helps with living expenses, health care, and improving quality of life.
- Payment Dates: August 15 and September 15, 2025.
4. Old Age Security (OAS) — Helping Seniors Maintain Independence
OAS offers monthly financial support to Canadians aged 65 and over who have lived in Canada for at least 10 years.
- Who Qualifies? Seniors aged 65 or older.
- Why It Matters: Provides a foundation of income during retirement to cover living expenses.
- Payment Dates: August 27 and September 26, 2025.
5. Guaranteed Income Supplement (GIS) — Extra Help for Low-Income Seniors
The GIS provides additional money each month to low-income OAS recipients.
- Who Qualifies? Seniors with modest income levels.
- Why It Matters: Helps ease the financial stress on seniors who have limited savings or earnings.
- Payment Dates: Vary; typically coordinated with OAS payments.
Practical Advice: How to Ensure You Get Your Payments
- Keep Your Information Up to Date: Ensure your address, banking details, and personal information are current with the Canada Revenue Agency (CRA) and Service Canada to avoid payment delays.
- File Your Taxes On Time: Many benefits are tied to your tax filings, so make sure you submit your tax returns every year by the deadline.
- Register for Direct Deposit: Direct deposit is faster and more reliable than mailed cheques.
- Check Your Eligibility: Some benefits require periodic reapplication or verification, especially disability supports.
- Monitor Payment Dates: Keep track of payment schedules to plan your budget effectively.
Clear Examples to Understand the Impact
- Sarah, a mother of two young children in Toronto, depends on CCB payments every month to manage groceries, daycare, and school supplies. Thanks to the recent increase in July 2025, she noticed her August payment was higher than last year. This boosts her family’s ability to cover essential expenses comfortably.
- John, a senior in Ottawa, receives his CPP and OAS payments monthly. The combined payments allow him to pay his rent and utilities without worry. Knowing exact payment dates helps him plan for upcoming bills.
- Marie, an Ontario resident with disabilities, relies on ODSP for income support. She ensures that her application details are updated yearly to receive uninterrupted payments on schedule.
FAQs About Canadian Benefit Cheques in August and September 2025
Q1: What if I don’t receive my benefit cheque on the scheduled date?
A: Sometimes, delays can happen due to banking holidays, system updates, or incorrect information. Contact CRA or Service Canada immediately to rectify any issues.
Q2: Are these payments taxable?
A: Most benefits like CCB and GIS are not taxable, but CPP and OAS payments are considered taxable income.
Q3: Can temporary residents receive these benefits?
A: Some benefits, such as CCB, are available to eligible temporary residents who have lived in Canada for a specified time and meet other criteria.
Q4: How do I check which benefits I am eligible for?
A: Use online portals such as CRA’s My Account and My Service Canada Account.
Q5: Is there financial assistance for students?
A: Yes, there is a new monthly flat-rate benefit starting in 2025 for eligible full-time and part-time students, designed to help with education-related expenses.
