As August 2025 approaches, Ontario residents have reason to prepare for three significant benefit payments from the Canada Revenue Agency (CRA). These payments are designed to give financial relief amid rising living costs and include the Ontario Trillium Benefit (OTB), the Canada Child Benefit (CCB), and the combined Canada Pension Plan (CPP) and Old Age Security (OAS) payments.
Whether you’re a parent juggling expenses, a senior counting on pension income, or a renter or homeowner qualifying for credits, this detailed guide will help you understand what these benefits cover, how to qualify, when to expect payments, and how to make sure you receive what you’re entitled to.
3 New CRA Benefit Payments Coming to Ontario in August 2025
| Benefit Name | What It Covers | Eligibility Criteria | Payment Date (Aug 2025) | Key Payment Details |
|---|---|---|---|---|
| Ontario Trillium Benefit | Sales tax, energy, and property tax credits | Ontario residents who filed 2024 taxes; income-tested; renters and homeowners | August 8, 2025 | Up to $375/person (OSTC), up to $1,300 (OEPTC), plus NOEC |
| Canada Child Benefit | Monthly payments to families with kids under 18 | Canadian citizens, permanent or eligible temporary residents caring for kids | August 20, 2025 | Up to $7,997/year per child under 6; $6,748/year per child 6–17 |
| CPP and OAS | Retirement & senior income support | CPP: Age 60+ with contributions; OAS: Age 65+ with 20+ years Canadian residency | August 27, 2025 | Max CPP $1,475/month at 65; OAS payments based on residency |
The August 2025 CRA benefit payments mark an important opportunity for many Ontario residents to gain financial relief through the Ontario Trillium Benefit, Canada Child Benefit, and Canada Pension Plan/Old Age Security payments. By filing your tax return on time, keeping your CRA account accurate and up-to-date, and understanding eligibility criteria, you can ensure smooth receipt of these increased payments.
These benefits help ease daily living costs, support families with children, and provide seniors with essential income stability — all critical as inflation and expenses rise. For personalized details and the latest official updates, regularly consult your CRA account and the official CRA website.
Understanding the August 2025 CRA Benefit Payments for Ontario Residents
1. Ontario Trillium Benefit (OTB): Helping With Everyday Expenses
The Ontario Trillium Benefit is a combined payment that includes three tax credits aimed at offsetting costs linked to sales tax, energy bills, and property tax. This benefit particularly supports low- and moderate-income Ontarians, whether they rent or own their homes.
What is included?
- Ontario Sales Tax Credit (OSTC): Helps cover sales tax paid throughout the year.
- Ontario Energy and Property Tax Credit (OEPTC): Assists with energy and property tax costs.
- Northern Ontario Energy Credit (NOEC): Provides additional support for residents living in Northern Ontario’s higher-cost areas.
Eligibility Requirements
- Must be a resident of Ontario as of December 31, 2024.
- Must have filed your 2024 tax return on or before the tax deadline, claiming the relevant credits.
- Income tested — lower incomes receive higher benefits.
- Temporary residents who meet residency and tax filing requirements may also qualify.
Payment Details for August 2025
- OSTC: Up to $375 per person annually.
- OEPTC: Up to $1,300 annually for non-seniors and $1,480 for seniors (age 65+).
- NOEC: Up to $190 for singles or $290 for families in Northern Ontario.
Payment Date: August 8, 2025.
Example: Renting in Ottawa, a family could receive a lump sum payment which eases the burden of summer utility bills or property taxes.
How to Maximize Your OTB Payment
- File your 2024 taxes early and correctly.
- Confirm your address and direct deposit information is accurate in your CRA My Account.
- Claim all eligible credits related to energy, property taxes, and sales tax.
2. Canada Child Benefit (CCB): Supporting Families Raising Children
The Canada Child Benefit is a tax-free monthly payment that provides financial assistance to families raising children under the age of 18. It helps offset expenses like childcare, clothing, food, and education-related costs.
Who Qualifies?
- Canadian citizens, permanent residents, or eligible temporary residents.
- You must be the primary caregiver for children under 18.
- Payments are income-tested with larger amounts for families with lower incomes.
Payment Amounts for 2025
- Up to $7,997 annually per child under 6 (about $667 per month).
- Up to $6,748 annually per child aged 6 to 17 (about $562 per month).
Payment Date: August 20, 2025.
Practical Tips:
- Use the CRA’s online CCB calculator to estimate your payments.
- Keep your CRA profile updated with accurate information about your family size and income.
- File taxes even if your income is low or zero to ensure eligibility.
3. Canada Pension Plan (CPP) and Old Age Security (OAS): Income for Seniors
For seniors and individuals nearing retirement, CPP and OAS are crucial sources of income that help ensure financial stability.
CPP Details:
- Available to Canadians aged 60 and over who have contributed to the CPP through work.
- As of January 2025, the maximum CPP monthly payment at 65 is approximately $1,475.
- The amount depends on your contribution history and retirement age.
OAS Details:
- For Canadians aged 65 or older with a minimum of 20 years residency in Canada.
- The pension amount depends on how long you have lived in Canada after age 18.
- Provides additional supplements for low-income seniors.
Payment Date: August 27, 2025.
Get Ready:
- Confirm that all your contributions have been recorded.
- Update banking information in your CRA account for direct deposit.
- Consider delaying CPP start date to increase monthly payments if it suits your retirement plans.
How to Ensure You Receive Your CRA Benefit Payments: A Step-by-Step Guide
- File Your 2024 Income Tax Return on Time and Accurately
Most benefits are based on your latest tax return information. Filing late or incorrectly can cause delays or reduce benefits. - Maintain Up-to-Date Information in Your CRA Account
Double-check your mailing address, direct deposit details, and personal information such as marital status. - Confirm Your Eligibility for Each Benefit
Be sure you meet residency, age, income, and caregiving criteria specific to each payment. - Set Up and Verify Direct Deposit
This ensures fast, secure payments directly into your bank account, avoiding mail delays or lost cheques. - Use CRA Tools and Resources
The CRA offers online calculators and benefit estimators to help you understand your potential payment amounts. - Contact CRA for Clarifications
If unsure about eligibility or benefit status, reach out to CRA directly or consult their official website.
FAQs About 3 New CRA Benefit Payments Coming to Ontario in August 2025
Q: Do I need to apply separately for these CRA benefits?
A: No. These payments are typically automatic if you filed your taxes and meet the eligibility requirements.
Q: What if I haven’t filed my 2024 taxes yet?
A: You should file as soon as possible. Missing or late tax filings may result in delayed or missed payments.
Q: Can temporary residents qualify for these benefits?
A: Eligible temporary residents who meet residency and income criteria can receive some benefits, such as the CCB and OTB.
Q: How often are these payments made?
A: OTB may be paid monthly or quarterly; CCB payments are monthly, and CPP and OAS payments are monthly.
Q: Where can I find the official payment schedule?
A: The CRA website posts official benefit payment dates each year, and you can view your payment details in your CRA My Account.
